Stand-Up India Scheme: Eligibility, Benefits, Application & Requirements
Bank loans between ₹10 Lakh and ₹1 Crore for SC, ST, and Women entrepreneurs setting up greenfield enterprises.
Quick Facts & Program Summary
What Is Stand-Up India?
Key Benefits & Support Allotments
Officially published financial and in-kind allotments provided under Stand-Up India.
| Benefit Provision | Category | Frequency | Statutory Allotment | Conditions & Limits |
|---|---|---|---|---|
| Composite Bank Loan (Term Loan + Working Capital)Composite Bank Loan (Term Loan + Working Capital) | Bank Enterprise Credit | Term Loan (Up to 7 Years) | ₹10,00,000 to ₹1,00,00,000 (covering up to 85% of project cost) | Must maintain active qualifying status and complete scheduled re-certifications. |
| Credit Guarantee SupportCredit Guarantee Support | Credit Guarantee | Ongoing Loan Guarantee | ₹Loans backed by Credit Guarantee Fund for Stand-Up India (CGFSI) | Must maintain active qualifying status and complete scheduled re-certifications. |
Eligibility Criteria Matrix
Detailed statutory requirements evaluated during official application screening.
| Factor | Rule / Requirement | Threshold | Status | Authoritative Source |
|---|---|---|---|---|
| BENEFICIARY CATEGORY | Beneficiary Category must be EQUALS SC/ST and/or Woman entrepreneur (at least 51% shareholding in non-individual enterprises) | SC/ST and/or Woman entrepreneur (at least 51% shareholding in non-individual enterprises) | Mandatory | Stand-Up Mitra Portal |
| PROJECT TYPE | Project Type must be EQUALS Greenfield project (first-time venture in manufacturing, services, trading, or agri-allied) | Greenfield project (first-time venture in manufacturing, services, trading, or agri-allied) | Mandatory | Stand-Up Mitra Portal |
| DEFAULT STATUS | Default Status must be EQUALS Borrower must not be in default to any bank or financial institution | Borrower must not be in default to any bank or financial institution | Mandatory | Stand-Up Mitra Portal |
Interactive Pre-Eligibility Screening Tool
Self-service evaluation tool to estimate potential program qualification before official submission.
Application & Verification Workflow
Visual roadmap of the complete citizen application lifecycle.
Check Eligibility
Verify household income and document criteria
Gather Documents
Collect proofs of identity, residency, and earnings
Official Portal Filing
Submit application form online or at local welfare desk
Agency Review
Caseworker audits documentation and cross-checks databases
Notice of Decision
Receive written approval letter and disbursement schedule
Periodic Recertification
Submit updated income proof every 6–12 months
How to Apply: Complete Step-by-Step Instructions
Follow these verified procedural steps to submit your application accurately.
Register on Stand-Up Mitra Portal
OnlineCreate your profile on standupmitra.in and complete the online application form.
Connect with Handholding Agencies
OnlineAccess mentoring support from SIDBI, NABARD, or Lead District Managers if needed.
Bank Appraisal and Sanction
OnlineScheduled commercial bank reviews project viability and sanctions the loan.
Required Documents Checklist & Readiness Tool
Verify document readiness to ensure a complete, delay-free application submission.
Aadhaar, PAN Card, and SC/ST Caste Certificate (if applicable)
Business plan, projected financial statements, quotation for machinery
Rent agreement, title deed, or lease agreement
* Note: The readiness meter indicates document organization completeness and does not guarantee official approval.
Recertification & Denial Appeal Rights
Guidance on maintaining continuous benefits and exercising legal review rights.
Renewal Cycle: Every 6 to 12 months
Beneficiaries are notified 30–60 days prior to benefit expiration. Timely re-verification of earnings and household composition guarantees uninterrupted assistance.
Right to a Fair Hearing
If your application is denied or benefit amount is reduced, you have the statutory right to request a Fair Hearing or administrative appeal within 90 days of the decision notice date. Contact your local office caseworker or legal aid society for assistance.
Recent Policy Updates & Program Amendments
Verified legislative and administrative amendments tracked by our Change Intelligence Engine.
Annual statutory threshold revision adjusting maximum benefit allotments to reflect regional cost of living indices.
Source: Stand-Up Mitra PortalStreamlined online document upload enabled across official portal gateways for faster case processing.
Source: Official Department ReleaseFrequently Asked Questions
Common questions regarding eligibility, documentation, processing times, and appeals.
Official Sources & Gazette Citations
Verify program guidelines and legal mandates directly from authentic sovereign sources.
Yojana Eligibility is an independent civic discovery platform and is not operated by, affiliated with, or endorsed by sovereign government authorities. All tools, estimates, and pre-checks provided are informational. Official eligibility determination and disbursements are executed strictly by the responsible government authority upon verified application review.
Ready to Apply?
Proceed directly to the government department's authenticated website.