Government Schemes in Jammu and Kashmir
Explore state welfare schemes, social security packages, farmer subsidies, and nationwide central programs applicable for citizens residing in Jammu and Kashmir.
Jammu and Kashmir Government Schemes (0)
Administered directly by departments under the Government of Jammu and Kashmir
State-specific schemes for Jammu and Kashmir are currently undergoing editorial review.
Nationwide Central Government schemes below remain fully active and applicable to residents of Jammu and Kashmir.
Central Government Schemes Active in Jammu and Kashmir
Nationwide central programs accessible to all eligible residents of Jammu and Kashmir
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
Central scheme providing ₹6,000 per year income support in three equal installments to all landholding farmer families across India.
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)
World's largest government-funded healthcare assurance scheme offering ₹5 Lakh cashless cover per family per year for secondary and tertiary care hospitalization.
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Comprehensive financial support against non-preventable natural risks from pre-sowing to post-harvest with lowest premium rates (1.5% to 2%).
Kisan Credit Card (KCC) Scheme
Institutional credit for agriculture, animal husbandry, and fisheries up to ₹3 Lakh at an effective low interest rate of 4% per annum.
Pradhan Mantri Awaas Yojana - Gramin (PMAY-G)
Direct financial grant of ₹1,20,000 (plains) to ₹1,30,000 (hilly/difficult areas) for constructing a permanent pucca house with toilet and clean cooking gas.
Pradhan Mantri Jan Dhan Yojana (PMJDY)
National mission for financial inclusion providing zero-balance bank accounts, free RuPay debit card with ₹2 Lakh accident cover, and ₹10,000 overdraft facility.
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Frequently Asked Questions: Jammu and Kashmir Schemes
How do I establish domicile / residency for Jammu and Kashmir state benefits?
Most state schemes require a valid Domicile Certificate issued by the Tehsildar or Sub-Divisional Magistrate (SDM), an active Ration Card issued by the state food department, or resident identity records (e.g., Parivar Pehchan Patra in Haryana, Jan Aadhaar in Rajasthan).
Where can I apply for Jammu and Kashmir state schemes offline?
Citizens can visit their nearest Common Service Centre (CSC), Atal Seva Kendra, e-Mitra (Rajasthan), Maha e-Seva Kendra (Maharashtra), or the respective District Social Welfare / Agriculture office.