PM Vishwakarma Scheme: 2026 Guide to Eligibility, Benefits & Application
Complete 2026 guide to PM Vishwakarma Scheme. Learn eligibility requirements, benefit amounts, required documents, and how to apply on official portals.
PM Vishwakarma Core Attributes
What Is PM Vishwakarma?
Statutory Benefits & Assistance Schedule
| Benefit Provision | Category | Frequency | Statutory Allotment | Conditions & Limits |
|---|---|---|---|---|
| Collateral-Free Enterprise Credit | Concessional Bank Loan | Term Loan | Up to ₹3,00,000 in two tranches (₹1 Lakh + ₹2 Lakh) at 5% interest | Official Government Grant |
| Modern Toolkit Incentive | Direct e-Voucher | One-Time Grant | ₹15,000 e-voucher for purchasing advanced trade toolkits | Official Government Grant |
| Skill Training Stipend | Direct Cash Stipend | Daily During Training | ₹500 / day stipend during 5-7 days basic and 15 days advanced training | Official Government Grant |
| Official PM Vishwakarma Recognition | Statutory Credential | Permanent | Government Certificate and ID Card recognizing traditional craftsmanship | Official Government Grant |
Official Eligibility Requirements
| Factor | Rule / Requirement | Threshold | Status | Authoritative Source |
|---|---|---|---|---|
| Trade Category | Trade Category must satisfy: Artisan or craftsperson working with hands and tools in one of 18 family-based traditional trades | Verified | Mandatory | Verified Government Assessment |
| Minimum Age | Minimum Age must satisfy: 18 years of age | Verified | Mandatory | Verified Government Assessment |
| Family Restriction | Family Restriction must satisfy: Registration restricted to one member per family | Verified | Mandatory | Verified Government Assessment |
| Government Employment | Government Employment must satisfy: Neither applicant nor family members should be regular government servants | Verified | Mandatory | Verified Government Assessment |
How to Apply: Step-by-Step Procedure
CSC Biometric Registration
Visit a Common Service Centre (CSC) to register via biometric authentication on pmvishwakarma.gov.in.
Three-Stage Verification
Verification occurs at Gram Panchayat / Urban Local Body level, District Implementation Committee, and Screening Committee.
Skill Assessment & Credit Release
Complete basic skill training to receive the ₹15,000 toolkit voucher and access collateral-free credit.
Required Verification & Evidence Checklist
* Note: The readiness meter indicates document organization completeness and does not guarantee official approval.
Frequently Asked Questions About PM Vishwakarma
Official Government Citations & Portals
Yojana Eligibility is an independent civic discovery platform and is not operated by, affiliated with, or endorsed by Ministry of Micro, Small and Medium Enterprises (MoMSME) or the government of India. All eligibility information and calculators provided are for informational guidance. Statutory eligibility determination and benefits disbursements are executed exclusively by the responsible sovereign authority upon formal application review.
Ready to Apply?
Proceed directly to the government department's authenticated website.