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Stand-Up India Scheme: 2026 Guide to Eligibility, Benefits & Application

Complete 2026 guide to Stand-Up India Scheme. Learn eligibility requirements, benefit amounts, required documents, and how to apply on official portals.

Official Guide and Eligibility Framework for Stand-Up India Scheme — Financial empowerment, micro-enterprise loans, and direct cash benefits
🇮🇳India
Government Scheme
Verified Editorial Visual
Editorial overview visual for Stand-Up India Scheme. Verified against official sovereign gazette rules.Source: Civic Benefits Media Repository • EDITORIAL_VERIFIED

Stand-Up India Core Attributes

What Is Stand-Up India?

The Stand-Up India scheme facilitates bank loans between ₹10 Lakh and ₹1 Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up greenfield enterprises in manufacturing, services, agri-allied activities, or the trading sector. Administered under statutory authority by Department of Financial Services (DFS) & SIDBI, this program is designed to provide structured, predictable assistance to qualifying citizens and residents. Beneficiaries meeting all published eligibility criteria have an administrative right to receive designated services, financial allowances, or subsidies without arbitrary bias.

Statutory Benefits & Assistance Schedule

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Benefit ProvisionCategoryFrequencyStatutory AllotmentConditions & Limits
Composite Bank Loan (Term Loan + Working Capital)Bank Enterprise CreditTerm Loan (Up to 7 Years)₹10,00,000 to ₹1,00,00,000 (covering up to 85% of project cost)Official Government Grant
Credit Guarantee SupportCredit GuaranteeOngoing Loan GuaranteeLoans backed by Credit Guarantee Fund for Stand-Up India (CGFSI)Official Government Grant

Official Eligibility Requirements

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FactorRule / RequirementThresholdStatusAuthoritative Source
Beneficiary CategoryBeneficiary Category must satisfy: SC/ST and/or Woman entrepreneur (at least 51% shareholding in non-individual enterprises)VerifiedMandatoryVerified Government Assessment
Project TypeProject Type must satisfy: Greenfield project (first-time venture in manufacturing, services, trading, or agri-allied)VerifiedMandatoryVerified Government Assessment
Default StatusDefault Status must satisfy: Borrower must not be in default to any bank or financial institutionVerifiedMandatoryVerified Government Assessment

How to Apply: Step-by-Step Procedure

1

Register on Stand-Up Mitra Portal

Create your profile on standupmitra.in and complete the online application form.

2

Connect with Handholding Agencies

Access mentoring support from SIDBI, NABARD, or Lead District Managers if needed.

3

Bank Appraisal and Sanction

Scheduled commercial bank reviews project viability and sanctions the loan.

Required Verification & Evidence Checklist

Preparation Completeness
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Required

Required

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* Note: The readiness meter indicates document organization completeness and does not guarantee official approval.

Frequently Asked Questions About Stand-Up India

The loan is repayable in 7 years with a maximum moratorium period of up to 18 months.

Official Government Citations & Portals

Type: OFFICIAL_PORTAL
Verified: 2026 Official Gazette
Independent Civic Platform Transparency Notice

Yojana Eligibility is an independent civic discovery platform and is not operated by, affiliated with, or endorsed by Department of Financial Services (DFS) & SIDBI or the government of India. All eligibility information and calculators provided are for informational guidance. Statutory eligibility determination and benefits disbursements are executed exclusively by the responsible sovereign authority upon formal application review.

Official Gateway Actions

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