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Tamil Nadu State Directory

Government Schemes in Tamil Nadu

Discover verified welfare programs, financial assistance, and direct benefits available to citizens of Tamil Nadu.

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State Schemes
11
Central Active
Women & Child DevelopmentCentral Scheme

Sukanya Samriddhi Yojana (SSY)

Government-backed small savings scheme for girl children offering highest sovereign interest rates (8.2%+), tax exemption under Section 80C, and EEE tax-free status.

✨ Benefit:Sovereign High Interest Rate (8.2%+)
Amount: ₹8.2% Compound Interest (annual)
Business & EntrepreneurshipCentral Scheme

Pradhan Mantri MUDRA Yojana (PMMY)

Collateral-free business loans up to ₹10-20 Lakh for non-corporate, non-farm small and micro enterprises categorized into Shishu, Kishore, and Tarun tiers.

✨ Benefit:Collateral-Free Business Credit
Amount: ₹Up to ₹10,00,000 (one-time)
Social Welfare & PensionsCentral Scheme

Atal Pension Yojana (APY)

Guaranteed monthly lifetime pension of ₹1,000, ₹2,000, ₹3,000, ₹4,000, or ₹5,000 from age 60 for unorganized sector workers.

✨ Benefit:Guaranteed Monthly Pension
Amount: ₹₹1,000 - ₹5,000/month (monthly)
Banking & FinanceCentral Scheme

Pradhan Mantri Jan Dhan Yojana (PMJDY)

National mission for financial inclusion providing zero-balance bank accounts, free RuPay debit card with ₹2 Lakh accident cover, and ₹10,000 overdraft facility.

✨ Benefit:Zero Balance Savings Account
Amount: ₹Zero Balance (ongoing)
Housing & ShelterCentral Scheme

Pradhan Mantri Awaas Yojana - Gramin (PMAY-G)

Direct financial grant of ₹1,20,000 (plains) to ₹1,30,000 (hilly/difficult areas) for constructing a permanent pucca house with toilet and clean cooking gas.

✨ Benefit:Direct House Construction Grant
Amount: ₹₹1,20,000 - ₹1,30,000 (one-time (in installments))
Agriculture & FarmersCentral Scheme

Kisan Credit Card (KCC) Scheme

Institutional credit for agriculture, animal husbandry, and fisheries up to ₹3 Lakh at an effective low interest rate of 4% per annum.

✨ Benefit:Low-Interest Short-Term Agricultural Credit
Amount: ₹Up to ₹3,00,000 (revolving)
Agriculture & FarmersCentral Scheme

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Comprehensive financial support against non-preventable natural risks from pre-sowing to post-harvest with lowest premium rates (1.5% to 2%).

✨ Benefit:Comprehensive Yield Loss Coverage
Amount: ₹Full Sum Insured (per cropping season)
Healthcare & WellnessCentral Scheme

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)

World's largest government-funded healthcare assurance scheme offering ₹5 Lakh cashless cover per family per year for secondary and tertiary care hospitalization.

✨ Benefit:Cashless Hospitalization Cover
Amount: ₹500000 (annual)
Agriculture & FarmersCentral Scheme

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

Central scheme providing ₹6,000 per year income support in three equal installments to all landholding farmer families across India.

✨ Benefit:Direct Income Support
Amount: ₹6000 (annual (in 3 installments of ₹2,000))
Agriculture & FarmersCentral Scheme

Automated Test Scheme muvhh47n

Automation test program

✨ Benefit:Farmer Grant
Amount: ₹7000 (annual)
Agriculture & FarmersCentral Scheme

Unique Automated Test Program 2026

Automation test program

✨ Benefit:Farmer Grant
Amount: ₹7000 (annual)

Independent Informational Notice: Yojana Eligibility is an independent platform. All schemes listed for Tamil Nadu are sourced from official government notifications. Verify official eligibility and terms on respective state (.gov.in) and central government websites before applying.